FIRST TIME BUYERS SUPPORTS

We Make The Journey As Easy As Possible

LOCAL AUTHORITY HOME LOAN

It’s not easy being a first-time buyer in today’s market, we at Property 24-7 want to make the journey as easy as possible for you.

We commit to empowering you to know all your possible options to make your dreams a reality, we research all possible supports you may be eligible for and have detailed them below here.

Rebuilding Ireland

For first time buyers RI is a government-backed mortgage scheme to assist you when your mortgage loan request has been rejected by a minimum of two financial lenders.

Whether you are building, buying new or second hand, you will receive reduced rates on your loan at a fixed rate for up to 30 years.

Although the rates can be slightly higher than other lenders on the market, you have the comfort of knowing your repayment amounts would not change for up to 30 years.


Am I Eligible?

To be eligible for RI your gross salary must not exceed €50K is you wish to purchase/build alone. If you want to purchase/build as a joint borrower, your combines salaries must not exceed €75K.

In both cases you must prove your repayment ability – see repayment ability tips here.

Property cost restrictions:

Max value of €320K in Dublin, Kildare, Meath, Louth, Cork & Galway

Max value of €250K in Wicklow and rest of Ireland.

How Can I Apply?

You may apply on www.property24-7.ie

Help To Buy – December 2022

This first-time buyer support scheme is tailored towards new-builds and self-builds for properties valued at up to €500K (the property must be for residential purposes only), where you may be eligible for tax refunds of 10% of your home price or up to €30K to towards your deposit.

We commit to empowering you to know all your possible options to make your dreams a reality, we research all possible supports you may be eligible for and have detailed them below here.

Am I Eligible?

  • You must be purchasing a new property no older than 1st July 2017.
  • You must be a first time buyer.
  • You must use the property as your live in home.
  • You must be compliant on your taxes.

If you are buying (or self-building) the property with someone else, they must also be a first-time buyer. See full criteria here

How Can I Apply For Help To Buy Scheme?

PAYE employee’s can apply for the Help to Buy scheme through Revenue’s myAccount service

For self-assessed taxpayer’s, you can apply through Revenue’s Online Service (ROS).


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